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Buying Information

Let us be your buyer's real estate agent! If you're looking for Florida homes to buy, we have many tools to help you find the home of your dreams on the Emerald Coast. We can help you with all your real estate needs, whether you're a first-time homebuyer, buying your second home, or purchasing a vacation home. We also work with businesses and corporations to help them in buying commercial real estate, purchasing industrial acreage, or buying investment property. All information provided herein is free of charge and with no obligation.

We provide mortgage calculators, free home search, local featured listings, free automatic emails of current local real estate listings in your price range and area, relocation packages, and free real estate buying information about pre-approved mortgages and the mortgage pre-approval process, and real estate contracts. We also discuss common questions about buying real estate, disclosure, escrow options, closing costs, property taxes, tax considerations, short sales, and many other topics.

Whether you're buying a house or commerical real estate, as your buyer's real estate agent, we'll use all our skills to find just property you're looking for and get it closed.


Click here to search all listed Florida homes to buy in the Emerald Coast Mutiple Listing Service (MLS).

Sign up for our automated home search mailing list. Periodically, a search on your home criteria will be sent to the MLS and the results will be automatically emailed to you.


A pre-approved mortgage is a great tool in helping you decide on your new home. Read about some of the benefits here.

These are the items a lender may want to see during the preapproval process.

Use this prequalification form to help lenders pre-qualify you for a mortgage. This is an image that will print full-size onto a standard 8.5 inch x 11 inch piece of paper.

Karl's Mortgage Calculator can help you calculate your P(rincipal)I(nterest)T(ax)I(nsurance) payment as well as generate an amortization table. It's a great first-time home-buyer mortgage rate calculator.


Real estate contract offer and acceptance is explained here.

The steps of the real estate buying and selling process are listed here in the order they usually occur. However, not all closings are the same so this process is only a general framework. Your Realtor will explain the entire process as a deal progresses.

Additional Information

Atlas 1031 Exchange - Find out if the tax due on the purchase of your home or investment property can be deferred.

The purpose and function of a transaction broker is explained here, as well why it is the best choice when buying a home in an open market.

We are members of:
the National Association of Realtors, the MLS Listing Serivce, the Emerald Coast Association of Realtors, the Niceville Chamber of Commerce, the Tri-County Community Council, and the Florida Department of Business and Professional Regulation. Equal Housing Opportunity.
Our listings are featured on:
Homes.com, Homegain, Talking House, Google,
Trulia, Zillow, Craigslist, YouTube, Twitter, and Facebook.

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